HUD/FHA 203(k) Consultant Inspections in Southeast Michigan

If you’re working on an FHA 203(k) renovation loan in Southeast Michigan, you need a HUD-approved 203(k) consultant who knows the local market, understands municipal requirements, and can keep your file moving from initial consultation through final draw. That’s exactly what Michigan Inspection Services, LLC delivers, backed by 30+ years of hands-on experience.

What Is a HUD/FHA 203(k) Consultant?

A HUD 203(k) consultant is a certified professional required on all Standard (Full) FHA 203(k) loans. The consultant serves as the technical expert who:

• Conducts the initial property inspection to identify all required repairs and improvements
• Prepares the Work Write-Up – a detailed, itemized scope of work with cost estimates
• Reviews contractor bids to ensure they align with the approved scope
• Performs draw inspections throughout construction to verify work completion
• Manages change orders when unforeseen conditions arise
• Coordinates with lenders, appraisers, and title companies to keep the file on track

Our Southeast Michigan Service Area

We provide 203(k) consultant inspections throughout the Southeast Michigan region, including:

Why Choose Michigan Inspection Services?

Not all 203(k) consultants are created equal. Here’s what sets us apart:

• 30+ years of dedicated 203(k) consulting experience – We’re not generalists who dabble in 203(k); this is our core expertise
• Deep knowledge of Southeast Michigan – We understand local building codes, permit requirements, and municipal processes across every county in our service area
• Lender-trusted documentation – Our Work Write-Ups and inspection reports are thorough, accurate, and formatted to move through underwriting without delays
• Fast turnaround times – We understand that time kills deals, and we prioritize responsiveness
• FAA Part 107 certified drone inspections – For roof and exterior assessments that require aerial documentation

The 203(k) Inspection Process

When you work with Michigan Inspection Services, here’s what to expect:

1. Initial Consultation – We review the property details and loan requirements with the lender or buyer
2. Property Inspection – A comprehensive on-site inspection to document all required repairs, health and safety items, and proposed improvements
3. Work Write-Up Delivery – A detailed, itemized report with cost estimates delivered to the lender and borrower
4. Bid Review – We review contractor bids against the approved scope to ensure accuracy and completeness
5. Draw Inspections – Scheduled inspections throughout construction to verify work completion and authorize fund releases
6. Final Inspection – A comprehensive final review to confirm all work is complete and compliant

Who We Work With

We serve every party involved in the 203(k) process:

• Lenders and loan officers looking for a reliable 203(k) consultant to keep files on track
• Homebuyers purchasing properties that need renovation financing
• Real estate agents representing buyers on 203(k) transactions
• Contractors who need clear scope documents to bid accurately